Embarking on a home journey is an exciting endeavor! Whether you’re looking to buy your first home, rent, upgrade to a larger space, or even downsize, there are several steps you can take to make the process smoother. Here’s a general roadmap to get you started:
Define Your Goals and Budget:
- Determine what you’re looking for in a home. Consider factors like location, size, number of bedrooms and bathrooms, amenities, and any specific features that are important to you (e.g., amenities, backyard, a garage, etc.).
- Establish a realistic budget. Understanding what you can afford, and breaking this down on a monthly basis, can help you gain a comprehensive financial picture of your move. For buyers, this should include factors such as a down payment, closing costs and potential renovation or maintenance expenses. For renters, this should include utilities costs, parking and internet to name a few.
Get Pre-Approved for a Mortgage (Buyers):
- Contact a mortgage lender to get pre-approved for a loan. This will give you a clear idea of how much you can afford and will strengthen your position when making an offer.
Work with a Real Estate Agent
- A good real estate agent can be invaluable in helping you navigate the complexities of the housing market. They’ll have access to listings, negotiate on your behalf, and guide you through the paperwork. And, working with a realtor as a buyer or tenant is of no cost to you!
Ready to get started? Send me an email or give me a call, and I’d love to help you navigate the next steps.
Alexis D’Souza
(647)-922-5679
alexisdsouza.realtor@gmail.com